ReadyForZero is a free online financial tool that lets you track your credit card debt, explore options, and make and follow a plan to eliminate it.
ReadyForZero is designed for people who are serious about getting out of debt and have stopped making (or are close to stopping) new purchases on their credit cards. Wherever you are in your journey, ReadyForZero might be worth a look, but would not recommend it to people who are not ready. At this time, ReadyForZero may not suitable for those who are unable to make their minimum payments.
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